Terms of Service

1. Who we are & scope

These Terms of Service (the “Terms”) are a binding agreement between you, or the organization you represent (“you” or “Customer”), and BambooX LLC, a California limited liability company that operates MosoFin (“MosoFin”, “we”, “us”), and govern your access to and use of the MosoFin website, application, MCP server, and related services (together, the “Service”).

By creating an account, connecting a data source, or otherwise using the Service, you agree to these Terms and to our Privacy Policy and Refund Policy, which are incorporated into these Terms by reference. If you are entering into these Terms on behalf of an organization, you represent that you have authority to bind that organization.

2. The MosoFin service

MosoFin is an AI financial-reporting service. With your authorization, it connects to your accounting and financial systems (for example, QuickBooks Online) and reads your data on demand to produce reports, dashboards, summaries and draft figures. The Service is designed to be used inside Claude through the MosoFin MCP server, where “skills” authored and managed in MosoFin are run by your configured agents.

The Service is read-only. MosoFin agents read and draft; they do not post entries, modify, or otherwise write back to your connected systems. Any change to your books is made by you. We may add, change, or remove features over time.

3. Your account

You must provide accurate registration information and keep it current. You are responsible for safeguarding your credentials and for all activity that occurs under your account and workspace, including the actions of users you authorize. Notify us promptly of any unauthorized use. You must be able to form a binding contract to use the Service.

4. License & acceptable use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Service for your internal business purposes during the term.

You agree not to, and not to permit others to:

• copy, modify, reverse engineer, decompile, or attempt to derive the source code of the Service, except where this restriction is prohibited by law;
• resell, sublicense, or make the Service available to third parties other than your authorized users;
• use the Service to build a competing product or to train a competing AI model;
• circumvent usage limits, security, or access controls, or probe or disrupt the Service;
• upload or connect data you do not have the right to use, or use the Service unlawfully.

5. Your data & connectors

“Customer Data” means the data in the systems you connect and the inputs, prompts and outputs generated through your use of the Service. As between you and MosoFin, you own your Customer Data. You grant us a limited license to access and process it solely to operate and support the Service for you.

Because the Service is read-only and queries your sources on demand, MosoFin does not run a background sync of your financial records. We store the configuration, credentials/connection tokens, Saved Skills, and the activity history needed to operate the Service, as described in our Privacy Policy. You are responsible for having the authority to connect each data source and for the accuracy of your data.

6. Third-party services

The Service works alongside third-party services that you choose to use, including Claude (provided by Anthropic) and your connected accounting systems (for example, QuickBooks Online, provided by Intuit). Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party services, and their availability or changes may affect the Service.

7. Plans & fees

MosoFin offers a time-limited trial for a single connection for a one-time fee, and paid subscription or custom plans for continued use and for additional connections and capabilities. Trial length and fees, if any, are described at sign-up or in an applicable order. Unless stated otherwise, fees are stated exclusive of taxes, and you are responsible for applicable taxes. We may change plan features and pricing prospectively; we will give reasonable notice of material changes that affect a paid plan.

8. Refunds & cancellation

Refunds and subscription cancellation are governed by our Refund Policy, which is incorporated into these Terms. The following summary applies; if anything here conflicts with the Refund Policy, the Refund Policy controls for refund and cancellation matters.

Money Back Guarantee

If you are not satisfied with MosoFin, you may cancel and request a refund within thirty (30) days of your first paid purchase of the Service. We do not grant refunds for recurring subscription payments if you cancel after the day you are charged for an auto-renewal, unless applicable law requires otherwise.

Cancellation

You may cancel a recurring subscription at any time to stop auto-renewal. Cancellation does not refund fees already paid for the current billing period except under the Money Back Guarantee or where applicable law requires otherwise. The 14-day trial converts to a paid subscription at the end of the trial unless you cancel before it ends.

What MosoFin does not refund

Refunds cover MosoFin fees only. We do not refund fees you pay to third parties, including Claude or other Anthropic plans, QuickBooks Online or other connected accounting systems, taxes, or bank charges. Custom plans may have different refund terms if stated in your order or statement of work.

Effect of a refund

When a refund is issued, your access to the Service ends, including the MosoFin MCP server, workspaces, and connections. Because the Service is read-only, your books in connected systems are unchanged. Operational data we hold is handled as described in our Privacy Policy.

To request a refund or cancel, contact [email protected]. See the full Refund Policy for eligibility limits, payment timing, and other details.

9. Intellectual property

The Service, including its software, models, skills framework, design, and content (excluding Customer Data), and all related intellectual-property rights, are and remain owned by MosoFin and its licensors. We grant no rights except those expressly stated here.

If you send us feedback or suggestions, you grant us a perpetual, royalty-free license to use them to improve the Service, without obligation to you.

10. Confidentiality

Each party may access non-public information of the other that is marked or reasonably understood to be confidential. The receiving party will use it only to perform under these Terms and will protect it with reasonable care. This does not apply to information that is public through no fault of the receiving party, independently developed, or lawfully received from a third party. We will not disclose your Confidential Information except as needed to provide the Service or as required by law.

11. Disclaimers

Financial outputs are informational only

All reports, dashboards, figures, insights and suggestions the Service produces are provided for general informational purposes only and do not constitute professional financial, accounting, tax, investment, or legal advice. They are generated by AI from your data and may be incomplete or inaccurate. You use the Service, and any output it produces, entirely at your own risk, and you are solely responsible for independently verifying any figure or suggestion and for any decision you make. Agents draft; you decide and post anything that changes your records. To the maximum extent permitted by law, BambooX LLC and MosoFin accept no responsibility or liability for any decision, action, loss, damage, or other consequence arising from your use of — or reliance on — any output, suggestion, or information provided through the Service. If you need professional advice, consult a qualified accountant, tax adviser, or other professional.

“As is” service

The Service is provided “as is” and “as available”, without warranties of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that outputs will be accurate or fit for a particular decision.

12. Limitation of liability

To the maximum extent permitted by law, neither party will be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, or goodwill, arising out of or relating to the Service or these Terms. Our total aggregate liability arising out of or relating to these Terms will not exceed the greater of the fees you paid to us for the Service in the twelve (12) months before the event giving rise to the claim, or one hundred US dollars (US$100). These limits apply even if a remedy fails of its essential purpose.

13. Indemnification

You will defend and indemnify MosoFin against third-party claims and resulting costs arising from your Customer Data, your use of the Service in violation of these Terms, or your violation of law or third-party rights. We will defend you against third-party claims that the Service, as provided by us and used in accordance with these Terms, infringes that third party's intellectual-property rights, excluding claims arising from Customer Data, third-party services, or modifications not made by us.

14. Term, suspension & termination

These Terms apply while you use the Service. You may stop using the Service and close your account at any time; cancellation and any applicable refund are handled under section 8 and our Refund Policy. We may suspend or terminate access if you materially breach these Terms (and, where the breach is curable, do not cure it within a reasonable period), if required by law, or to protect the Service or other users. On termination, your right to use the Service ends; you may export available data for a reasonable period, after which we may delete it. Sections that by their nature should survive (including data ownership, IP, disclaimers, liability, indemnification and governing law) will survive.

15. Changes to the Service & these Terms

We may update the Service and these Terms from time to time. If we make material changes, we will take reasonable steps to notify you, such as posting the updated Terms with a new “last updated” date or notifying you in the product. Your continued use of the Service after changes take effect constitutes acceptance.

16. Governing law & disputes

These Terms are governed by the laws of the State of California, USA, without regard to conflict-of-laws rules. The state and federal courts located in California will have exclusive jurisdiction over any dispute that is not subject to an agreed alternative process, and each party consents to that jurisdiction.

17. General

These Terms, together with any order, our Privacy Policy, and our Refund Policy, are the entire agreement between you and us regarding the Service and supersede prior agreements on the subject. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. If any provision is unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. The parties are independent contractors.

18. Contact

Questions about these Terms? Contact us at [email protected].